The SBA acquisition rules are changing. If you are buying or selling a business with SBA-backed financing, October 1, 2026 belongs on your calendar. The U.S. Small Business Administration has published SOP 50 10 8.1, the next version of the operating rules for 7(a) and 504 lenders. The new SOP takes effect October 1, 2026, […]
The timeline for selling a business is one of the biggest surprises for first-time sellers: how long the process actually takes. Most business owners assume they’ll list the business, find a buyer in a few weeks, and close in a couple of months. The reality is different — and understanding the real timeline helps you […]
You can see the company now. That is why the question showed up. Ten years, fifteen, twenty. What comes next might be retirement, another venture, or simply getting paid for equity that has been stuck in the business. A sale at this age is one of the largest checks of your life. Treat it like […]
How to value your business before selling is the first question every owner should answer — before you list it for sale, before you talk to a broker, before you entertain a buyer’s offer. Most business owners either overestimate (leading to stalled deals) or underestimate (leaving money on the table). This guide walks you through […]
Getting $500,000 or more in business financing is achievable for established business owners — but you need to understand exactly what lenders are evaluating and how to present your business in the strongest possible light. Here’s the inside view from someone who has guided business owners through this process repeatedly. The Six Factors Lenders Weigh […]
How do SBA loans work? A participating lender makes the loan, and the Small Business Administration guarantees part of it. For an established business, the decision comes down to eligible use of funds, repayment capacity, cost and timing. Here is how to compare the main programs and prepare for a lender conversation. What Is an […]
If you built a business through the ’90s and 2000s, you know what it means to grind. You did it without a safety net, without a mentor in every corner, and without the startup culture hype. Now your business is generating real revenue — maybe $2M, $5M, $10M a year — and you’re ready to […]
