Seller financing — also called a seller note — is one of the most powerful tools in a business sale. It can help you close deals that otherwise wouldn’t happen, command a higher sale price, and potentially reduce your tax burden. But it also comes with real risk. Here’s a complete breakdown of how it […]
A business acquisition in the $5M–$20M range is active, competitive, and nuanced. Buyers in this range — private equity firms, strategic acquirers, search fund operators, and high-net-worth individuals — have clear criteria. Understanding what they want and positioning your business accordingly is the difference between a smooth sale at a premium price and months of […]
Merchant cash advance alternatives are worth exploring before you sign another MCA, since merchant cash advances (MCAs) are one of the most expensive forms of business financing available — with effective APRs that often range from 40% to over 200%. Yet thousands of business owners turn to them because they’re fast, accessible, and require minimal […]
Working capital vs term loans is one of the most common points of confusion in business financing — these two tools get confused constantly. They serve different purposes, come with different costs, and suit different situations. Choosing the wrong one can leave you over-leveraged or underfunded. Here’s how to think through the decision. What Is […]
